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Dear Dispute Resolution Team,
I contest chargeback #[NUMBER] for $[AMOUNT].
Exhibit A: [DESCRIBE YOUR EVIDENCE]
[YOUR ARGUMENT: Explain why...]
Dear Dispute Resolution Team,
Re: Visa Reason Code 13.1 — Product Not Received
Transaction: $247.50 · Order #WB-10247
Exhibit A: FedEx delivery confirmation signed by recipient on Jan 18, 2026 at 2:34 PM...
Under Visa CE 3.0 guidelines, delivery confirmation with signature constitutes compelling evidence...
Pre-selected: Product Not Received (Visa 13.1) — you can change this below
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From screenshot upload to bank-ready response — in under 60 seconds.

Automatically extracts 30+ data fields from your screenshots — order numbers, tracking info, AVS/CVV results, and more.

Real-time win rate with actionable improvement tips — "Add delivery confirmation → +25%".

Bank-ready response with labeled exhibits — download as PDF or Word, ready to submit.
See exactly what you get with each option — no surprises.
| Feature | ChargebackWin | Chargeflow | Fiverr | DIY |
|---|---|---|---|---|
| Cost | $19.90 flat (Pro 3-pack: $49.90) | 25% per case (no cap) — $200 case = $50 fee | $50–200 per letter | Free (your time) |
| Hidden Fees | None | $100 setup hold (undisclosed) + 8% cancellation fee (buried in ToS) | Rush fees possible | Time cost |
| Speed | 60 seconds | 24–48 hours | 2–3 days | 3–5 hours |
| Evidence Collection | Upload screenshots → auto-extracts 30+ fields from any platform | API auto-pull (requires store authorization) | You gather & send to writer | You gather everything |
| Improvement Tips | "Add X → win rate +25%" — item by item | — | — | — |
| Win Rate Estimate | Free, real-time, updates as you upload | ChargeScore (paid, inside system) | — | — |
| Visa CE 3.0 Format | Yes | Yes | Depends on writer | Unknown format |
| Reason Code Matching | Auto-detected, strategy adapts per code | Yes | Often wrong category | Unfamiliar |
| Platforms | Shopify / Stripe / PayPal | Multiple (API integration required) | Depends on writer | Any |
| Free Preview | Full flow free — see score + letter preview before paying | — | — | N/A |
| Refund Policy | 7-day full refund, no questions | No (8% cancellation fee) | Depends on seller | N/A |
“Since we implemented this app, we lost all the chargebacks we got. Before we used to win 30-40%.”
— Shopify App Store review
“Chargeflow submitted my chargeback before their own 5-day evidence window closed, so my proof was never included.”
— Shopify App Store review
“Promises full automation but delivers something half-baked — auto replies before cases are reviewed.”
— Trustpilot review
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