Built for Shopify, Stripe & PayPal Sellers

Free Chargeback Response Template

Download our bank-ready template — or let AI customize a winning response for your specific dispute in 60 seconds.

or

Bank-Ready Format Ready in 60 Seconds Free Case Analysis No Credit Card Required
Real dispute response letter — $247.50 recovered
✓ $247.50 Recovered — Real Case
Generic Template

Dear Dispute Resolution Team,

I contest chargeback #[NUMBER] for $[AMOUNT].

Exhibit A: [DESCRIBE YOUR EVIDENCE]

[YOUR ARGUMENT: Explain why...]

Free download
No reason code analysis
You write the arguments
~20% average win rate
★ RECOMMENDED
AI Custom Response

Dear Dispute Resolution Team,

Re: Visa Reason Code 13.1 — Product Not Received
Transaction: $247.50 · Order #WB-10247

Exhibit A: FedEx delivery confirmation signed by recipient on Jan 18, 2026 at 2:34 PM...

Under Visa CE 3.0 guidelines, delivery confirmation with signature constitutes compelling evidence...

Matched to your reason code
Your evidence auto-organized
Professional legal arguments
~65% average win rate
Based on Visa & Mastercard official dispute guidelinesBank-ready PDF + Word format7-day money-back guarantee
100% free to start:Upload evidenceGet your win rate scorePreview your response letter

Pre-selected: Product Not Received (Visa 13.1) — you can change this below

Choose your platform

1
Identify
2
Evidence
3
Results

100% Free — No Hidden Fees

Sign in with Google to unlock your full response letter. No credit card required, no surprise charges.

Your evidence is encrypted and never shared with third parties.

See What You Get

From screenshot upload to bank-ready response — in under 60 seconds.

Smart Evidence Extraction

Smart Evidence Extraction

Automatically extracts 30+ data fields from your screenshots — order numbers, tracking info, AVS/CVV results, and more.

Real-Time Win Rate

Real-Time Win Rate

Real-time win rate with actionable improvement tips — "Add delivery confirmation → +25%".

Bank-Ready Response

Bank-Ready Response

Bank-ready response with labeled exhibits — download as PDF or Word, ready to submit.

How We Compare

See exactly what you get with each option — no surprises.

FeatureChargebackWinChargeflowFiverrDIY
Cost$19.90 flat (Pro 3-pack: $49.90)25% per case (no cap) — $200 case = $50 fee$50–200 per letterFree (your time)
Hidden FeesNone$100 setup hold (undisclosed) + 8% cancellation fee (buried in ToS)Rush fees possibleTime cost
Speed60 seconds24–48 hours2–3 days3–5 hours
Evidence CollectionUpload screenshots → auto-extracts 30+ fields from any platformAPI auto-pull (requires store authorization)You gather & send to writerYou gather everything
Improvement Tips"Add X → win rate +25%" — item by item
Win Rate EstimateFree, real-time, updates as you uploadChargeScore (paid, inside system)
Visa CE 3.0 FormatYesYesDepends on writerUnknown format
Reason Code MatchingAuto-detected, strategy adapts per codeYesOften wrong categoryUnfamiliar
PlatformsShopify / Stripe / PayPalMultiple (API integration required)Depends on writerAny
Free PreviewFull flow free — see score + letter preview before payingN/A
Refund Policy7-day full refund, no questionsNo (8% cancellation fee)Depends on sellerN/A

What Chargeflow users actually say

Since we implemented this app, we lost all the chargebacks we got. Before we used to win 30-40%.

Shopify App Store review

Chargeflow submitted my chargeback before their own 5-day evidence window closed, so my proof was never included.

Shopify App Store review

Promises full automation but delivers something half-baked — auto replies before cases are reviewed.

Trustpilot review

Ready to Fight Your Chargeback?

Free analysis — see your win rate before you pay anything.

David

David · Dispute Specialist

AI-powered support

David

Hi! I'm David. How can I help?

Ask about pricing, evidence, or how to fight your chargeback.